iNTRODUCING OUR NEW
Welcome to the first online edition of Actors Federal Credit Union's Extra Newsletter. In this new format, you will find clickable links and scrollable content areas. These new features make Extra Newsletter more interactive than ever before.
You will also find that some articles are abbreviated to save space. By clicking the "continue reading" link you will be directed to ActorsFCU.com to finish reading the complete article.
Lastly, we estimate that moving Extra Newsletter to an online-only format will save the credit union thousands of dollars every year and reduce our paper consumption.
Explore options for eliminating your credit card debt once and for all
In this issue:
tax season is approaching: actorsfcu members save on turbotax
Mark your calendar with these important dates
save up to
Claim this offer
TurboTax is the software that has you covered!
This year, get your biggest possible tax refund - without leaving your living room.
TurboTax, the #1 best-selling tax software, is up to date on the latest tax laws and guarantees 100% accurate calculations, so you can be confident your taxes are done right and that you will get your biggest possible refund.
Plus, as a credit union member, you can save up to $15 on TurboTax this tax season. To access the member discount, click on the TurboTax banner on ActorsFCU.com anytime. <Continue reading on ActorsFCU.com>
Visit http://turbotax.intuit.com/lp/yoy/guarantees.jsp for TurboTax product guarantees and other important information. Limited time offer for TurboTax 2018. Discount applies to TurboTax federal products only. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks &/or service marks of Intuit Inc. in the United States and other countries.
Get Started Now
Traditional vs. Roth IRA
*Taxes and penalties apply to withdrawals made before age 59.5. Consult a tax professional for complete details.
Meet Gary Ginsberg
open an ira before tax season
your financial goals
Contributions grow tax deferred
Contributions grow tax free
Immediate tax benefits
No current-year tax benefits
Withdrawals taxed as current income
Withdrawals are tax-free
Withdrawal age 59.5*
Traditional & Roth
ActorsFCU has a longstanding relationship with Gary Ginsberg of Royal Alliance, Inc., SIPC/FINRA.
Gary has been helping our members reach their financial goals since 1992.
Call 212.869.8926, ext. 315 to schedule a free, no-obligation consultation today.
Disclosure statement: Investments through Royal Alliance Associates, Inc., member FINRA/SIPC, are not federally insured, are not obligations of the credit union, are not guaranteed by the credit union or any affiliated entity, and involve investment risks, including the possible loss of principal.
Securities and advisory services offered through Royal Alliance Associates, Inc. (RAA), member FINRA/SIPC. RAA is separately owned and other entities and/or marketing names, products or services referenced here are independent of RAA.
Offices located at:
165 W. 46th Street
New York, NY 10036
With tax season just around the corner, now is a great time to open an Individual Retirement Account (IRA). ActorsFCU offers both traditional and ROTH IRAs. The table below will give you an idea of which IRA is right for you.
Are you carrying
If so, you want the lowest interest rate possible!
Take advantage of a fee-free balance transfer with an ActorsFCU VISA card and enjoy our special low introductory rate of 2.90% APR* for six months.
After the introductory period, our VISA credit card rates are as low as 7.90% APR*. That’s less than half of the national average for credit card rates!
Plus, you'll earn "Member Rewards" points on every purchase. Points are redeemable for brand name merchandise, travel, gift cards, and more.
We understand that our members' income and credit scores vary- that's why we offer three levels of VISA Platinum cards. Click on a card on the left to learn more and find the card that's right for you.
Disclosure Statement: *APR = Annual Percentage Rate. Actors Federal Credit Union VISA Credit Cards feature a non-variable annual percentage rate as low as 7.90%. ActorsFCU offers four types of VISA credit cards. The type of card and interest rate that you approved for will be determined by your creditworthiness and our underwriting guidelines. Not all members will be approved for a credit card. Minimum loan amount is $500. Maximum loan amount is $25,000. The minimum payment on your credit card account will be either (a) the new balance shown on your statement if the amount is equal to or less than $20.00; (b) 3.00% of that portion of the new balance which does not exceed your credit limit (rounded to the nearest dollar), or $20.00, whichever is greater, plus the entire portion of the new balance in excess of your credit limit, plus any amount past due. Payments must be made by the due date shown on the monthly statement. Programs, rates, terms, and conditions are subject to change without notice. This newsletter is not a promise to lend. All loans are subject to credit approval and underwriting guidelines. See full details at https://actorsfcu.com/credit-cards
If so, consider our
Balance Transfer Loan!
Our Balance Transfer Loan is designed for people who are serious about paying off credit card debt.
Our Balance Transfer Loan can be used to consolidate your debts, paying off up to $30,000 worth of credit card balances.
Instead of juggling multiple credit cards, you'll make just one fixed monthly payment to ActorsFCU. Consolidating your debts also means paying just one fixed interest rate, as low as 8.90% APR*, and avoiding the pesky fees that credit card issuers so often charge (e.g. annual fees).
To learn more about our Balance Transfer Loan, please visit our website.
Disclosure Statement: *APR = Annual Percentage Rate. Balance Transfer loans feature a non-variable annual percentage rate as low as 8.90%. Rates are determined by creditworthiness and underwriting guidelines. Minimum loan amount is $1,500. Maximum loan amount is $30,000. A down payment up to 5% of the loan amount may be required. As an example, Balance Transfer Loans with a repayment term of 60 months and an APR of 8.90% will pay $20.71 per month per thousand dollars financed. This example is for members with excellent credit. Not all members will qualify for these payment arrangements. While accurate, quoted payments and interest rates are not guaranteed. Programs, rates, terms, and conditions are subject to change without notice. This newsletter is not a promise to lend. All loans are subject to credit approval and underwriting guidelines. Please ask for complete details.
Do you have multiple
New Year's Day
Martin Luther King, Jr. Day - Jan. 21st
Credit Union Events
3:30 - 5:30 PM
Actors' Equity Building
New York, NY
Monday - Friday | 9:00 am - 8:00 pm EST
New York City | AFM Local 802
Los Angeles | SAG-AFTRA Building
Chicago | AEA Building
5757 Wilshire Boulevard - Suite 655
Los Angeles, CA 90036
Monday - Friday | 9:00 am - 5:00 pm PST
New York City | AEA Building
North Hollywood | AEA Building
557 West Randolph Street
Chicago, IL 60661
Monday - Friday | 9:00 am - 5:00 pm CT
5636 Tujunga Avenue
North Hollywood, CA 91601
Monday - Friday | 9:00 am - 5:00 pm PST
165 W. 46th Street, 14th Floor
New York, NY 10036
Monday - Friday | 9:00 am - 5:00 pm EST
322 W. 48th Street, 4th Floor
New York, NY 10036
Monday - Friday | 9:30 am - 5:00 pm EST
Closed daily 1:00 - 2:00 pm