In the Pipeline
In the Loop
In the Community
Quarterly news for members of Wymar Federal Credit Union
In the Zone
In the Know
As a successful 2018 comes to a close, we always want to be sure and take this time of year to give thanks for our many blessings. We are thankful for the support of BASF and all of the things they do for us. Wymar is deeply committed to serving only BASF employees, retirees and their family members. We are one of only a few credit unions left in the country that still serve only one employer. It is because of the support from BASF that we are able to remain true to that mission.
We are also thankful for our volunteer Board members, Supervisory Committee members and other Committee members who give their time and expertise to make Wymar what it is today. Without these people, we could not do what we do for our members. Our Annual Appreciation Dinner in December was a great success but only a small token of the appreciation we have for these volunteers.
I am personally thankful to be blessed with a great staff who keep this place humming every day. Their dedication to serving our members is unmatched in the industry. Being voted one of Business Report's 2018 Best Places to Work in Baton Rouge was a testament to the teamwork we have at Wymar.
2018 has been another outstanding year for your credit union and we look forward to continued success in 2019. Keep an eye out for our brand-new Mission Statement and Core Values that our Board has worked diligently to revise so that it will serve as a testament to our commitment to our members. And you might even see a little surprise in your account in January!
Of course, we can’t forget the reason for the season, the greatest gift of all. May God bless you and your family in 2019.
A Message from the CEO
Ashley D. Parrott is the Mortgage Lending Manager for Wymar Federal Credit Union. She has been with Wymar for over nine years and in the mortgage industry for over 20 years now. As a valued employee of Wymar, she not only provides a lot of fun and laughter to our team, but also a vast knowledge to our membership regarding mortgage and real estate trends.
Ashley is also our Senior Certified Credit Union Financial Counselor (CCUFC) and has helped many of our members achieve financial and credit freedom.
Ashley has two children, Rhagen Lastrapes and Koby Ficklin, as well as four beautiful grandchildren, Knoll, Lillie, Nixon, and Kai. She is a hands-on Nana who loves spending most of her downtime enjoying and learning with her grandbabies every chance she gets. When she is not working or with her grandbabies, she is living life to the fullest through her love for travel. With any extra spare time, she loves to relax and enjoys watching documentaries on Netflix.
Ashley is a go-getter, a team player, and doesn’t miss a beat when it comes to helping our members in any way she can. Wymar FCU and our members are so appreciative for all Ashley does for us!
Ashley Parrott –
Mortgage Lending Manager
Getting to Know...
We can hardly believe 2018 is coming to an end, but after another incredibly busy and exciting quarter, we can’t wait to see what 2019 has in store for us!
We started off the quarter participating in BASF’s 2018 United Way Golf Classic by putting on yet another fun and eventful Wymar Putting Contest! We always have so much fun with these, and it’s a blast getting to see so many of our members and add a little extra friendly competition to the tournament. Congratulations to our lucky winner, Larry Aguillard, Jr., for winning the $100 cash prize! Another successful BASF event we participated in was the annual Chili Cook-Off! They had a record-breaking turnout this year, with proceeds going to Capital Area United Way. We were so appreciative to have been a part of this event and were happy to be able to provide drinks for all of those who purchased chili.
Next, we showed our love for our community and our love for food by participating in the annual CU Lunch Local campaign put on by the Louisiana Credit Union League. We love any opportunity to show support and give back to our community, and we did just that by promoting and recognizing our favorite local restaurants, coffee shops, and supermarkets… plus, it didn’t hurt that we got to eat delicious food along the way!
Our Marketing Coordinator, Kelly Duvall, later represented Wymar by participating in BASF’s Women’s Build with Habitat for Humanity. These ladies did an outstanding job working hard to provide a home for the much deserving Rogers family! We also participated in Eat Baton Rouge’s Burger Week! By purchasing a burger through select restaurants, EatBR donated $2 to Companion Animal Alliance of Baton Rouge for every photo posted. We loved participating in this considering our love for a good burger and our love for animals – it was a win-win! Finally, we participated in BASF’s 2018 Wellness Fair. We got the opportunity to share with both members and potential members the importance of financial health and how it ties into one’s own well-being. We promoted our newest product, Wymar Wallet Wisdom. This is a great financial literacy tool that can be accessed from your desktop, tablet or mobile phone. It’s FREE and filled with brief interactive videos covering key financial topics from financial basics, major life transactions, planning for retirement, and paying for college. Visit our website to register for free and take advantage of this great tool that is right at your fingertips!
SAVE THE DATE!
Be sure to keep up with our latest events here!
United Way Chili Cook-Off
In the Credit Union
Although we love staying busy while participating in community and BASF events, our staff really enjoyed having a little fun of our own!
Later in October, we had our annual Halloween Costume contest. We have so much fun with this every year, and this year, we would like to congratulate our first place winners, MSRs Mandy Smith and Catherine Pellegrin, for their “Nick Saban paying the refs” costume!
In November, we had a blast cheering on the LSU Tigers at our Wymar Family LSU Tailgate! This event is a great
opportunity for our staff and their families to
come together and enjoy some great food
and even better company while cheering
on our LSU Tigers!
This quarter, we hosted our annual Wymar Jambalaya Luncheon for the BASF Retiree’s Club and had a blast doing so. It’s always great to have our members who have been with us for so many years come together and enjoy each other over some delicious jambalaya, which was cooked by Jared White this year! We also celebrated Breast Cancer Awareness Month by turning our credit union and staff totally PINK! Breast Cancer Awareness is very personal to our staff, and it is very important that we participate in spreading awareness while also showing support for the fighters, the survivors, and the taken.
Christmas certainly has a way of bringing people together and reminding you of what is important. We wouldn’t want to wrap up 2018 any other way than spreading Christmas cheer within our staff and to others.
We started showing off our Christmas spirit by having our Annual Ugly Sweater Christmas Luncheon for our staff. Everyone contributed some delicious food while wearing ugly (and cute) Christmas attire. Then, it was time to clean up nice for our Annual Wymar Christmas Appreciation Dinner at Sno’s. It was a fantastic evening where everyone from our staff, Board of Directors, Supervisory Committee, ALCO Committee, Nominating Committee, Leadership Team, and more gathered together with our loved ones and shared a delicious meal.
This year, we decorated our lobby with a colossal Christmas stocking stuffed with toys. To promote early savings, we allowed our members to enter children 12 years of age or younger to win the stocking. Because it is so important to us to encourage financial education early on, a child must have a Wymar savings account to be entered. This was a huge success as we opened a handful of new children’s savings accounts! We look forward to seeing the joy the stocking of toys brings to our winner, five-year-old Lillie Richardson, on Christmas morning!
One of our favorite moments of this holiday season was adopting the White family this Christmas. Louis White and his wife, Amber White, have three beautiful children, Joseph (6), Luke (4), and Abagail (2). Louis was diagnosed with tongue cancer in August of 2018, and after adding up costs from surgeries, being in and out of ICU, trips to MD Anderson, and putting two jobs on hold, a major financial strain was placed on this family. Wymar decided to pull together, and our entire staff raised enough money to provide winter clothes and toys for their three children this Christmas. This family is much deserving, and we truly feel for them as they go through this hard time. There is no better feeling than giving back to those in need.
We hope you and yours have a wonderful holiday season and a joyous New Year!
A Wonderful Wymar Christmas
This year marked the 70th anniversary of International Credit Union Day, and we had the perfect way to celebrate! Wymar FCU was ranked #1 in Louisiana by Callahan and Associates in Returning the Most Value to Members! The credit union movement means so much to us and we are huge believers in the credit union philosophy, “people helping people!”
With that, we want to thank all of our members for allowing us to do what we love – helping YOU in any way that we can!
Learn more about this incredible recognition here!
Nakita St. Julien
(225) 673-7188 | firstname.lastname@example.org
(225) 673-7186 | email@example.com
We would like to congratulate Nakita St. Julien, as she has become our third Financial Counselor! She joined Ashley Parrott and Anita Lamons in October, after passing a rigorous eight-month course. These ladies have worked tirelessly to achieve this certification because they simply love helping our members. Educating our members on how to manage and take control of their own money is easily one of the most important services we provide, which is why we offer FREE Financial Counseling for all Wymar members. These ladies are here to help you improve your credit score, set up a budget, pay down debt, afford a new home, and so much more! Set up your free appointment today and start your journey towards financial health with the help and support from our Financial Counselors!
(225) 673-7190 | firstname.lastname@example.org
We would like to congratulate Nakita St. Julien and Lorri Burns, as they become our newest Financial Counselors! These ladies have joined Ashley Parrott and Anita Lamons this quarter, after passing a rigorous eight-month course. These ladies have worked tirelessly to achieve this certification because they simply love helping our members. Educating our members on how to manage and take control of their own money is easily one of the most important services we provide, which is why we offer FREE Financial Counseling for all Wymar members. These ladies are here to help you improve your credit score, set up a budget, pay down debt, afford a new home, and so much more! Set up your free appointment today and start your journey towards financial health with the help and support from our Financial Counselors!
(225) 673-7185 | email@example.com
15 Debit Card Transactions Each Month
One Online Banking Login Each Month (Wymar Mobile App and/or Desktop)
Direct Deposit or ACH of at Least $250
*Annual Percentage Yield. **Rates may change after the account is opened. Members must meet listed qualification to receive the higher yield of 3.00% on any account balance up to $7,500. Members are limited to one Cha-Ching Checking account as a primary account holder. No commercial account may participate in this program. Dividends are paid on accounts with positive balances. All 15 debit card transactions must be posted during the month of the Qualification Cycle – transactions may take one or more banking days from the date the transaction was made to post to and settle in the account. Balances up to $7,500 receive an APY of 3.00% and balances over $7,500 receive a 0.25% APY on the portion of the balance over $7,500. If qualifications are not met on Cha-Ching Checking accounts, all balances earn 0.5% APY. The Qualification Cycle is defined as the first calendar day of the month through the last calendar day of the month. ATM-processed withdrawals do not count as qualifying debit card transactions. Transfers between accounts do not count as qualifying transactions.
If you currently have a Wymar FCU Checking Account, please call us at (225) 673-7191 during business hours or visit our office to switch your existing checking account to a Cha-Ching Checking account.
What are you waiting for? Open yourself a Cha-Ching Checking account today and let your hard-earned money work hard for you!
WHAT YOU GET:
3.00% APY* on Amounts up to $7,500**
0.25% APY* for Any Amount Over $7,500**
0.05% APY* If You Do Not Qualify**
ATM Rebates up to $20 a Month
First Custom Wymar MyPic Debit Card – FREE!
No Low Balance Fee
No Minimum Balance
“Cha-Ching!” is a sound we all know and love. If you’re looking for a checking account that shows your wallet a little extra love, then our NEW Cha-Ching Checking account is for you! Wymar FCU members can now earn 3.00% APY* by simply doing things you are likely already doing, like using your debit card, direct deposit, checking your account online, and receiving eStatements! Plus, Cha-Ching Checking has no transaction limits, no minimum balance requirements, and no monthly fees! We also offer overdraft protection with free automatic transfers!
When you open a Cha-Ching Checking account, you can track your qualifying status within your online banking account! It will simply tell you what else you need to do to qualify that month, and it will also congratulate you once you’ve met all the basic qualifications!
How Our Mortgage Payment Protection Plan Can Help You!
Families face tough financial decisions in the tragic event that a primary wage-earner becomes disabled by a sickness, injury, or even death. Wymar FCU recognizes that this can be a very stressful time for our members, and we are dedicated to assisting them during their trying times.
We offer our members a Payment Protection Plan for their mortgages. Whether it is a new mortgage that our Mortgage Department is working on with you or even a mortgage that is pre-existing, we want to make sure that our members and their loved ones have all the options necessary and are fully covered and insured in case of an untimely event. Plus, there are no medical exams required to be approved!
If you are interested in more information regarding this plan, please contact Ashley D. Parrott, Mortgage Lending Manager, at (225) 673-7186.
“I love WYMAR. The staff is incredible. The tellers are always so friendly and helpful. I work closely with Ashley Parrott, Anita Gautreau and Sarah Troxclair in the mortgage department. They love their members and do a wonderful job of taking care of their needs. I feel so honored to be able to work with such a wonderful credit union, personally and professionally. Lorri Burns recently did my auto loan and everything was wonderful. Her knowledge and dedication to taking care of me was outstanding.” – Wymar member, Angela Melancon Babin
Text message alerts from: 72718
Automated phone calls from: (855) 219-5399
Make sure to save these numbers to your contacts
so you don’t miss any alerts.
This added protection to your debit card is automatic, and Fraud Alerts are free. To ensure we can reach you promptly if fraudulent activity is suspected, we will need to have your current contact information on file, including phone number(s) and address. Please contact us if you have any changes in this information. We’ll keep your information completely confidential.
If you have any questions, or ever see a suspicious transaction on your debit card, please call (225) 673-7191. Always use caution when providing your debit card information and contact us immediately if you suspect your debit card has been stolen or compromised.
Keeping your account safe and secure is our highest priority. We partner with SHAZAM, our debit card processor, to implement a fraud management solution to help protect your debit card against fraudulent activity.
Automated Fraud Alerts!
We will now be providing Fraud Alerts as part of our debit card protection program. You will receive a text message when suspicious activity is detected on your debit card. If you receive a Fraud Alert text message, reply Yes or No to confirm or deny the activity.
If you reply No (you didn't complete the transaction, and the activity was fraudulent), you’ll quickly receive a follow-up text to let you know that a SHAZAM fraud specialist will call you soon to help protect your account. We’ll also automatically block your debit card to prevent any additional fraudulent activity.
If you reply Yes (you did complete the transaction, and the activity was legitimate), you can continue to use your debit card as normal.
If you don’t reply to the text, or your phone number is not a mobile number, we will attempt to reach you via an automated phone call.
Skip-A-Pay Program Update
New Year, New Rules!
We are excited to announce that in 2019, we will no longer be offering Skip-A-Pay only twice a year. Effective January 1, 2019, we will be offering Skip-A-Pay year-round!
With our year-around Skip-A-Pay, you can skip a consumer loan payment for a $25 fee per loan skipped during whichever month you choose! By logging in to your It’s Me 247 Online Banking account, you can click on the green “SP” button next to eligible loans to apply for Skip-A-Pay OR give us a call at (225) 673-7191 during business hours or pay us a visit. We’re happy to help!
Disclaimer: Skip-A-Pay eligible for members in good standing. Must have current consumer loan open for 6 months, paid monthly and financed through Wymar FCU. If all apply, you will see a green SP next to your consumer loans. Allowed a maximum of 4 total Skip-A-Pays during life of the loan. Interest will continue to accrue on loans when payment is skipped. Excludes mortgages and credit cards. Applications must be received at least 10 business days before loan payment is due.
Are You a First-Time Car Buyer? This Is for YOU!
We are so thrilled to have just launched our BRAND-NEW 1st Time Car Buyer Program! Through our partnership with Enterprise Car Sales, we designed this program to help young people get off on the right foot when purchasing their first vehicle, with or without Mom and Dad’s help. The program includes free financial counseling designed to instill good money habits early on. There are also short videos that teach young people the basics of car maintenance and the importance of taking care of their new investment. Once they complete these steps, they will receive a $75 voucher from Enterprise towards their first auto maintenance service and a 1% rate discount if they purchase a car through Enterprise and finance with us.
Make Your Next New Car Buying Experience
the BEST One!
Car buying made easy! Auto Link™ allows you to research vehicles, find local dealers, take virtual test drives, and so much more. It’s an incredibly user-friendly experience, and those who buy a new car from a TrueCar® Certified Dealer have saved thousands off MSRP!
Plus, when you finance your vehicle purchase through Wymar Federal Credit Union, you automatically get a FREE four-year myEZ Car Care® VIP membership; if you finance your vehicle elsewhere, you can purchase a VIP membership with a 40% discount using promo code WM. Membership benefits include:
Discounts on oil changes, auto maintenance, body and paint work, and more at participating locations
Travel discounts on car rentals, hotels, and vacations
The myEZ Car Care’s Electronic Glove Box® and mobile app, a one-stop shop for all vehicle information, records, and reminders
We have our members' best interests in mind, so come see us for your next vehicle purchase.
Finance your vehicle today!
Are you in the market for a one- to three-year-old, quality pre-owned vehicle? Look no further! With our new partnership with Enterprise Car Sales, our members have access to a HUGE selection of certified pre-owned vehicles. By quality, we mean Enterprise takes the top 1% of cars from their rental fleet to be sold and makes them pass a rigorous inspection performed by ASE-Certified technicians. Best of all, they offer a seven-day buyback guarantee. Take advantage of the no-haggle pricing and the luxury of practically handpicking the exact car you want. Plus, when you purchase through Enterprise and finance with us, you will receive a 1% Member Rate Discount! As an added bonus, Wymar offers a $25 discount on our GAP insurance product that will not only pay the difference between what you owe on your car and what insurance pays if it is totaled but will reimburse your deductible up to $500 on any car you own whether it is financed with Wymar or not!
Shop Certified Pre-Owned Vehicles
Take Advantage of Exclusive Member Discounts!
Wymar members receive exclusive discounts and benefits from trusted partners, just by being a member! We would hate for you to miss out, so visit our website or give a Wymar representative a call today to ask how to take advantage of these great rewards!
TurboTax® – Receive a 10% discount on TurboTax’s Federal Deluxe version. You can also receive a coupon good for $30 off the price of a service engagement with Jackson Hewitt.
myEZ Car Care® Program – By financing your next vehicle with Wymar, Auto LinkTM will offer you a complimentary membership to myEZ Car Care’s VIP Plan. Click to learn more.
TruStage® Insurance by CUNA Mutual Group
Get discounted rates, financial planning products, and services exclusively for members of federal credit unions.
View insurance products here.
Sprint® – Members can get $100 for every new line activated with Sprint. Get $50 for each line transferred; plus, new and existing customers get a $50 loyalty reward for every line you have.
DISH® Network TV – Receive a $100 gift card for new customers, free installation, upgrades, and free Showtime® and HBO® for three months!
ADT Home Security – Receive a $100 gift card for new customers, plus free installation and upgrades. Save on ADT security and lower your homeowners insurance premium by up to 20%.
Monthly statements are a great way to review your transaction history and make sure that all of your payments and deposits are accounted for. But there’s a better way than the U.S. Postal Service to receive your monthly statements.
With eStatements, you have access to the exact same information each month online, and it’s available sooner than with mailed statements. You can even store past statements electronically, so if you need to go back to research a transaction, it’s just a click away. Plus, eStatements are better for the environment because they greatly reduce the amount of paper and envelopes we have to use.
To sign up for eStatements, simply log in to your It’s Me 247 Online Banking account, click on “Go To eStatements” found under the My Documents tab, and sign up! If you have any trouble or would like to sign up over the phone, simply give us a call at (225) 673-7191.
Sign Up for eStatements!
“I love the staff's ability to treat you like family and the multitude of ways the Wymar staff can help with finances!”
– Brooke Pitre
We couldn't do what we love without the support from our awesome members!
“I love the staff’s friendliness and willingness to help. More to love with the newer updates such as an app with check deposit!” – Mickey Miller
This photo includes Mickey with his family, which is made up of four generations of Wymar members!! Miller family, we are so appreciative for all of your support over the years!
New Year's Day
Tuesday, January 1
Martin Luther King Jr. Day
Monday, January 21
Monday, February 18
Friday, April 19
Monday, May 27
Thursday, July 4
Monday, September 2
Thursday, November 28
Friday, November 29
Tuesday, December 24 Wednesday, December 25
New Year’s Day
Monday, January 2
Monday, January 16 Martin Luther King, Jr.
Monday, February 20 Washington’s Birthday
Monday, May 29 Memorial Day
Tuesday, July 4 Independence Day
Monday, September 4 Labor Day
Monday, October 9 Columbus Day
Friday, November 10 Veterans Day
Thursday, November 23 Thanksgiving Day
Monday, December 25 Christmas Day
Connect With Us
37269 Hwy. 30, Geismar, LA 70734
Monday-Friday 7 a.m. - 4:30 p.m.
P.O. Box 457, Geismar, LA 70734
CU*TALK (audio response teller service):