In the Pipeline
In the Loop
In the Community
Quarterly news for members of Wymar Federal Credit Union
In the Zone
In the Know
What an amazing first quarter it has been for your credit union.
In February, we were able to pay out $140,000 in Patronage Dividends to our members. The payout was based on the amount of dividends earned and interest paid by each member during 2018. Wymar was able to do this for our members because of another strong financial year. This averaged $52.88 per member in extra dividends.
In March, Wymar FCU received CUNA’s Benefits of Membership Award for being third in the entire nation in the asset category of $100 Million — $1 Billion for saving members money versus a bank. CUNA calculated that Wymar saves its members an average of $699 per year by choosing us over a bank. Of course, we could not do this without the ongoing support from BASF and our loyal members. This is a prestigious award, especially considering we were competing against credit unions all over the nation, many much larger than we are.
Both of these achievements are perfect examples of why it pays to be a member of Wymar FCU. If you haven’t already done so, be sure to tell your family members so they can join and begin saving money too. Remember, once you become a member, then your spouse, children, siblings, parents, grandparents, grandchildren, stepparents, stepchildren, stepsiblings and adoptive relationships are all eligible to join.
In late 2018, your Board of Directors met to review Wymar’s mission statement and core values. After a thorough discussion, the Board adopted the following mission statement and three core values:
Mission Statement – “We enrich the lives of our member-owners.”
Core Values -
■ Employee Focus
■ Personal Member Service
■ Return to Member
The Mission Statement captures the idea that Wymar improves not only our members' financial lives, but other areas of their lives as well through the various convenient products and services we offer, and also highlights the fact that our members are indeed our owners. The Core Values capture the fact that it is important for us to take great care of our employees so that they can take great care of you, that we believe in the importance of establishing personal relationships with our members and that we try to give back as much as possible to our members through low loan rates, high deposit rates and low fees.
We just want to continue to thank all of our loyal members for letting us serve you and for continuing to make every quarter the best one.
CEO, Ronnie Stephens
A Message from the CEO
In Memory of Dolores B. Roussel
Many years ago, Wymar was on the brink of liquidation. The regulators told the Board that if they didn’t get the accounting under control, Wymar would be merged into another institution or Wymar would be closed by the NCUA. Like an angel from heaven, Dolores Roussel arrived and agreed to help the credit union on a part-time basis. What a blessed day. Understand that Ms. D, as she is affectionately called, had already retired after a thirty-year career.
I learned a long time ago that a financial institution can have great members and great employees, but there is one thing that it absolutely must have if it is to survive and thrive. It must have a strong backbone. That backbone is an accounting system and head accountant who is technically sound and above reproach. Ms. D was our backbone. She loved Wymar, and she loved our members. Every day for 39 years, Ms. D was there for all of us. She hated to take a day off. At one point, she had over four hundred days of accumulated sick and vacation leave!
We all have mothers. As Wymar employees and members, we were all extremely fortunate to have a second mother in Ms. D. Through strikes and lockouts, Ms. D was there for the members. She even worked from her home after hours paying and receiving funds for members who were unable to get to the credit union.
For so many years, Ms. D was Wymar. Yes, Wymar had managers and presidents, but behind each one was the very knowledgeable and professional backbone without whom we would not — could not — succeed. If Wymar was a sports team, the first inductee to its hall of fame would be Ms. D, and she would be memorialized by a statue erected outside our office.
Ms. D is now with her beloved Earnel. Our angel has returned to heaven, and we miss her greatly. — Reggie Gremillion - Wymar FCU President, Retired
September 10, 1928 — February 11, 2019
“The best thing about Wymar FCU is the ATM fee reimbursements and painless customer service! You ladies rock!” — Kaylie Theriot
“Friendly, trusted service, and you are a part of Wymar! They have low interest rates, they are fast and courteous, and you are always welcome. Plus, you know who you are entrusting your finances to!” — Patty Decoteau
“I never have to worry about getting the best help. I am not just a number; I am a person. We have used many services. Auto Loans, Personal Loans, Mortgage Loans — you name it, they have it!” — Kathy Nesom Levatino
Anita Lamons, CCUFC
For our members who frequently visit our credit union, you may recognize the smiling face of our Head Teller and Branch Operations Manager, Anita Lamons. Anita has been with Wymar for six years and was originally hired as a teller. Her hard work and ambition have allowed her to earn the title of Head Teller after only six months of employment. Anita is no stranger to the financial industry. She started her career in the financial industry in 1998 and has gained an incredible amount of experience over the years. She is now able to build sustainable relationships with our members and serve out a greater purpose by not only being our head teller but also one of our four Certified Credit Union Financial Counselors. She is passionate about helping and educating our members so that they take the best steps forward towards financial health and also seek out dreams they have for themselves, such as owning a home or a car, getting out of debt, and more!
Anita is from Baton Rouge, Louisiana, and has been happily married to her husband, Michael Lamons, for 19 years! Anita and Michael share two beautiful daughters, Kayla (23) and Jaylah (12). When she is not servicing the needs of our members, she loves spending time with her family, traveling, being involved with her Healing Place Church community, and of course, shopping (we believe this because we rarely see her repeat the same outfit)!
Fun fact: If she wasn’t carrying out her mission of helping our members here at Wymar FCU, she would be an undercover glorified FBI agent! Now it makes sense why she is head of collections!
To know Anita is to love her. She is such an asset to both Wymar FCU and our members, and we are so appreciative of all she does. Be sure to stop by our credit union and see what Anita can help you with — or if you just want to sit down to chat, she’s the lady for the job!
Getting to Know...
SAVE THE DATE!
Feeling the Love on Valentine's Day
Another Successful Training Day
We LOVE hearing from our members. This Valentine’s Day, we asked our members to share with us what they LOVE about being a Wymar member, and they had the chance to win a $100 Gift Card to a restaurant of their choice at Houmas House Plantation. Congratulations to our member Carol McCoy! We received so much love, and it truly put a smile on all of our faces!
In January, we added another successful Wymar Staff Training Day in the books! We enjoyed a delicious lunch at Drusilla Seafood while covering staff policy training, followed by some volunteer work at the Greater Baton Rouge Food Bank for Martin Luther King Day of Service! At the Baton Rouge Food Bank, we were so excited to run into some familiar faces from BASF’s African American Employee Group. We all had a blast, and there is no better feeling than volunteering our time for the greater good, especially with our Wymar team!
We are always looking for better ways to serve and give back to our members. We understand the financial stress our bright future leaders face as they graduate high school and start their next chapter, whether it be college or straight to the real world itself. For the first time in 61 years, our credit union is now offering a College Scholarship Program for our members that are high school graduates and plan to attend college! This year, we rewarded three outstanding high school graduates with $500 College Scholarships! We would like to congratulate our three winners and encourage our other future leaders that will be high school graduates for the upcoming years to take advantage of this great program!
Claire Aydell – Will be attending Louisiana Tech University & studying Cyber Engineering
Kallie Comardelle – Will be attending Louisiana State University & studying Biology
Beau Nannie – Will be attending Colorado School of Mines & studying Metallurgical and Materials Engineering
Wymar’s NEW College Scholarship Program!
In the Credit Union
We are always looking for ways to improve and grow our credit union. In March, we launched our brand-new website designed to more easily serve the needs of our members. From providing more extensive information on our products and services to developing a beautiful user-friendly interface, we are loving all the positive feedback we have been getting about the new site!
Check Out Our New Website
With our Mortgage Department as busy as ever, we were thrilled to welcome our new Mortgage Processor, Jennifer Bleakley, to the Wymar team! Jen has been in the mortgage industry for over 15 years and comes to us with both great experience and a positive attitude. She is eager to learn and help our members, and we are very lucky to have her join our Wymar family!
Meet Our Newest Wymar Employee!
Our Financial Counselors Are Here for You
We would like to congratulate Lorri Burns, as she has become our fourth Certified Credit Union Financial Counselor! She joins Ashley Parrott, Anita Lamons and Nakita St. Julien, after passing a rigorous eight-month course. Educating our members on how to manage and take control of their own money is one of the most important services we provide, which is why we offer FREE Financial Counseling for all Wymar members. These ladies are here to help you improve your credit score, set up a budget, pay down debt, afford a new home and so much more! Set up your free appointment today and start your journey towards financial health with help and support from Wymar!
Work Hard, Play Hard
Between our love for our staff and our members, there’s a lot of love to go around within the walls of Wymar FCU! We celebrated Valentine’s Day with tons of sweets, and the staff was treated to a delicious lunch from Don’s Seafood.
Employee Appreciation Day
Let’s be honest, every day is “fun at work day” for us at Wymar! However, we had to spice it up a little this year for National Fun at Work Day! We played a little game of office bingo — awarding two winners with Starbucks® gift cards — had some delicious FUNfetti cupcakes, wore jeans, plus got free lunch for the entire staff. It’s safe to say that fun was had by all — there’s never a dull moment with this team!
Ashley Kicks Breast Cancer's Butt!
National Fun at Work Day
Our staff has always truly felt like family, but we have not ever felt as close as we did when we got the devastating news that our Mortgage Lending Manager, Ashley Parrot, was diagnosed with breast cancer. She was diagnosed with breast cancer in February 2019, and to say she FOUGHT that cancer would be the understatement of the century. After finding out the news and completing a double mastectomy, she returned back to the office by the end of March, eager and ready to serve our members. She is fearless and has exuded so much strength through this and has inspired us all. Our Wymar Prayer Warriors will continue to lift Ashley in our prayers, and we are so blessed to have her as part of our Wymar family!
There’s no better way to let your employees know you appreciate them than a little affirmation and a lot more FOOD! Our staff was treated to some delicious pizza and a jeans day. We love our employees, and we are so lucky for the Wymar dream team we have in place and all they do for our credit union and our members!
CUNA Benefits of Membership Award
Pictured (left to right): Lending Operations Assistant, Sarah Troxclair; Team Support Specialist, Jennifer Daigle; Operations Clerk, Allison Mumphrey; and Member Service Representative, Catherine Pellegrin
Our CEO, Ronnie Stephens; EVP, Stephanie Frederic; and Board of Directors Treasurer, Tony Paul Frederic attended this year’s 2019 CUNA Governmental Affairs Conference in Washington, D.C.! The conference was a huge success on several accounts. There were over 5,000 credit union leaders that attended, guest speakers such as U.S. Vice President Mike Pence, and an award that Wymar walked away with that we are so proud to share with our members!
We ranked third place in the nation within the $100 Million — $1 Billion asset category for CUNA Benefits of Membership Award! What does this mean? In 2018, credit unions across the nation submitted their rates, fees and dividends to CUNA (Credit Union National Association) to see how much money we save our members. CUNA utilized this data and compared it to the local banks in our area and reported that we save the average household $699 a year by them choosing us as their financial institution. THIS is what the credit union movement is all about, and we could not be more proud to provide these benefits for our members!
Pictured (left to right): Wymar CEO, Ronnie Stephens; CUNA CEO, Jim Nussle; Wymar EVP, Stephanie Frederic; Wymar BOD Treasurer,
Tony Paul Frederic
Kookies & Kakes with Mele Printing
We would like to thank our awesome printing vendor, Mele Printing, for not only giving us years of outstanding service and quality products, but also for allowing some of our staff to tour their state-of-the-art printing facility and showing these ladies how to make some delicious homemade king cakes. These ladies had a “mele” great time, and we can’t wait for next year!
“Cha-Ching!” is a sound we all know and love. If you’re looking for a checking account that shows your wallet a little extra love, then our NEW Cha-Ching Checking account is for you! Wymar FCU members can now earn 3.00% APY* by simply doing things you are likely already doing, like using your debit card, direct deposit, checking your account online, and receiving eStatements! Plus, Cha-Ching Checking has no transaction limits, no minimum balance requirements, and no monthly fees! We also offer overdraft protection with free automatic transfers!
When you open a Cha-Ching Checking account, you can track your qualifying status within your online banking account! It will simply tell you what else you need to do to qualify that month, and it will also congratulate you once you’ve met all the basic qualifications!
*Annual Percentage Yield. **Rates may change after the account is opened. Members must meet listed qualifications to receive the higher yield of 3.00% on any account balance up to $7,500. Members are limited to one Cha-Ching Checking account as a primary account holder. No commercial account may participate in this program. Dividends are paid on accounts with positive balances. All 15 debit card transactions must be posted during the month of the Qualification Cycle — transactions may take one or more banking days from the date the transaction was made to post to and settle in the account. Balances up to $7,500 receive an APY of 3.00%, and balances over $7,500 receive a 0.25% APY on the portion of the balance over $7,500. If qualifications are not met on Cha-Ching Checking accounts, all balances earn 0.5% APY. The Qualification Cycle is defined as the first calendar day of the month through the last calendar day of the month. ATM-processed withdrawals do not count as qualifying debit card transactions. Transfers between accounts do not count as qualifying transactions.
WHAT YOU GET:
3.00% APY* on Amounts up to $7,500**
0.25% APY* for Any Amount Over $7,500**
0.05% APY* If You Do Not Qualify**
ATM Rebates up to $20 a Month
First Custom Wymar MyPic Debit Card – FREE!
No Low Balance Fee
No Minimum Balance
15 Debit Card Transactions Each Month
One Online Banking Login Each Month (Wymar Mobile App and/or Desktop)
Direct Deposit or ACH of at Least $250
If you currently have a Wymar FCU Checking Account, simply call us at (225) 673-7191 and let a Member Service Representative know you’d like to switch to a Cha-Ching Checking. NOTHING about your account changes except the rewards you will reap if you qualify!
Don’t have a checking account with us yet? Take advantage of our 3.00% APY* by simply logging in to your It’s Me 247 account, go to “New Accounts,” click “More Share Info,” then proceed to open your Cha-Ching Checking account!
How Our Mortgage Payment Protection Plan Can Help You!
Families face tough financial decisions in the tragic event that a primary wage-earner becomes disabled by a sickness, injury, or even death. Wymar FCU recognizes that this can be a very stressful time for our members, and we are dedicated to assisting them during their trying times.
We offer our members a Payment Protection Plan for their mortgages. Whether it is a new mortgage that our Mortgage Department is working on with you or even a mortgage that is pre-existing, we want to make sure that our members and their loved ones have all the options necessary and are fully covered and insured in case of an untimely event. Plus, there are no medical exams required to be approved!
If you are interested in more information regarding this plan, please contact Ashley D. Parrott, Mortgage Lending Manager, at (225) 673-7186.
Learn more about our Mortgage Products!
“I love WYMAR. The staff is incredible. The tellers are always so friendly and helpful. I work closely with Ashley Parrott, Anita Gautreau and Sarah Troxclair in the Mortgage Department. They love their members and do a wonderful job of taking care of their needs. I feel so honored to be able to work with such a wonderful credit union, personally and professionally. Lorri Burns recently did my auto loan, and everything was wonderful. Her knowledge and dedication to taking care of me was outstanding.” – Wymar member, Angela Melancon Babin
Skip-A-Pay Program Update
Skip-A-Pay eligible for members in good standing. Must have current consumer loan open for six months, paid monthly and financed through Wymar FCU. If all apply, you will see a green SP next to your consumer loans. Allowed a maximum of four total Skip-A-Pays during life of the loan. Interest will continue to accrue on loans when payment is skipped. Excludes mortgages and credit cards. Applications must be received at least 10 business days before loan payment is due.
New Year, New Rules!
We are excited to announce that in 2019 we will no longer be offering Skip-A-Pay only twice a year. Effective January 1, 2019, we will be offering Skip-A-Pay year-round!
With our year-round Skip-A-Pay, you can skip a consumer loan payment for a $25 fee per loan skipped during whichever month you choose! By logging in to your It’s Me 247 Online Banking account, you can click on the green “SP” button next to eligible loans to apply for Skip-A-Pay OR give us a call at (225) 673-7191 during business hours or pay us a visit. We’re happy to help!
Are you in the market for a one- to three-year-old, quality pre-owned vehicle? Look no further! With our new partnership with Enterprise Car Sales, our members have access to a HUGE selection of certified pre-owned vehicles. By quality, we mean Enterprise takes the top 1% of cars from their rental fleet to be sold and makes them pass a rigorous inspection performed by ASE-Certified technicians. Best of all, they offer a seven-day buyback guarantee. Take advantage of the no-haggle pricing and the luxury of practically handpicking the exact car you want. Plus, when you purchase through Enterprise and finance with us, you will receive a 1% Member Rate Discount! As an added bonus, Wymar offers a $25 discount on our GAP insurance product that will not only pay the difference between what you owe on your car and what insurance pays if it is totaled but will reimburse your deductible up to $500 on any car you own whether it is financed with Wymar or not!
Are You a First-Time Car Buyer? This Is for YOU!
We are so thrilled to have just launched our BRAND-NEW 1st Time Car Buyer Program! Through our partnership with Enterprise Car Sales, we designed this program to help young people get off on the right foot when purchasing their first vehicle, with or without Mom and Dad’s help. The program includes free financial counseling designed to instill good money habits early on. There are also short videos that teach young people the basics of car maintenance and the importance of taking care of their new investment. Once they complete these steps, they will receive a $75 voucher from Enterprise towards their first auto maintenance service and a 1% rate discount if they purchase a car through Enterprise and finance with us.
Make Your Next New Car Buying Experience
the BEST One!
Car buying made easy! Auto Link™ allows you to research vehicles, find local dealers, take virtual test drives, and so much more. It’s an incredibly user-friendly experience, and those who buy a new car from a TrueCar® Certified Dealer have saved thousands off MSRP!
Plus, when you finance your vehicle purchase through Wymar Federal Credit Union, you automatically get a FREE four-year myEZ Car Care® VIP membership; if you finance your vehicle elsewhere, you can purchase a VIP membership with a 40% discount using promo code WM. Membership benefits include:
Discounts on oil changes, auto maintenance, body and paint work, and more at participating locations
Travel discounts on car rentals, hotels, and vacations
The myEZ Car Care’s Electronic Glove Box® and mobile app, a one-stop shop for all vehicle information, records, and reminders
We have our members' best interests in mind, so come see us for your next vehicle purchase.
Finance your vehicle today!
Shop Certified Pre-Owned Vehicles
Wymar members receive exclusive discounts and benefits from trusted partners, just by being a member! We would hate for you to miss out, so visit our website or give a Wymar representative a call today to ask how to take advantage of these great rewards!
TurboTax® – Receive a 10% discount on TurboTax’s Federal Deluxe version. You can also receive a coupon good for $30 off the price of a service engagement with Jackson Hewitt.
myEZ Car Care® Program – By financing your next vehicle with Wymar, Auto LinkTM will offer you a complimentary membership to myEZ Car Care’s VIP Plan.
TruStage® Insurance by CUNA Mutual Group
Get discounted rates, financial planning products, and services exclusively for members of federal credit unions.
View insurance products here.
Sprint® – Members can get $100 for every new line activated with Sprint. Get $50 for each line transferred; plus, new and existing customers get a $50 loyalty reward for every line you have.
DISH® Network TV – Receive a $100 gift card for new customers, free installation, upgrades, and free Showtime® and HBO® for three months!
ADT Home Security – Receive a $100 gift card for new customers, plus free installation and upgrades. Save on ADT security and lower your homeowners insurance premium by up to 20%.
Take Advantage of Exclusive Member Discounts!
With eStatements, you get access to your monthly statements sooner than you would your mailed statements, and you have access to look at old statements from the convenience of your phone. The best part is they are better for the environment, as they greatly reduce the amount of paper and envelopes used while also cutting costs!
To sign up for eStatements, simply log in to your It’s Me 247 account, find the “My Documents” tab, then click on “Go To eStatements” and sign up. If you have any questions, feel free to give us a call at (225) 673-7191.
Sign Up for eStatements!
New Year's Day
Tuesday, January 1
Martin Luther King Jr. Day
Monday, January 21
Monday, February 18
Friday, April 19
Monday, May 27
Thursday, July 4
Monday, September 2
Thursday, November 28
Friday, November 29
Tuesday, December 24 Wednesday, December 25
Connect With Us
37269 Hwy. 30, Geismar, LA 70734
Monday-Friday 7 a.m. - 4:30 p.m.
P.O. Box 457, Geismar, LA 70734
CU*TALK (audio response teller service):